{"id":2015,"date":"2022-03-14T10:28:43","date_gmt":"2022-03-14T10:28:43","guid":{"rendered":"http:\/\/3.126.175.19\/12-enterprise-risk-management-2\/"},"modified":"2022-03-24T09:13:46","modified_gmt":"2022-03-24T09:13:46","slug":"15-our-operating-context","status":"publish","type":"page","link":"https:\/\/zain.com\/SR2021\/15-our-operating-context\/","title":{"rendered":"15 Our Operating Context"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2015\" class=\"elementor elementor-2015\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-8e09aca elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"8e09aca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;animation&quot;:&quot;slideInDown&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35ebdf9\" data-id=\"35ebdf9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55fd485 elementor-widget elementor-widget-heading\" data-id=\"55fd485\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">15<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4209c elementor-widget elementor-widget-spacer\" data-id=\"fc4209c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53b56e0 elementor-widget elementor-widget-heading\" data-id=\"53b56e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Our Operating Context<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-1b0768b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b0768b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3f88b75\" data-id=\"3f88b75\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f85cd3 elementor-widget elementor-widget-spacer\" data-id=\"0f85cd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-849cf0c elementor-widget elementor-widget-text-editor\" data-id=\"849cf0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #ffffff;\">Tax Challenge<\/span><\/h3>\n<h4><span style=\"color: #ffffff;\">Challenge<\/span><\/h4>\nThe tax landscape continues to change rapidly across the GCC and Middle East in response to Base Erosion and Profit Shifting (BEPS) actions issued by the Organization for Economic Co-operation and Development (OECD), posing challenges to taxpayers in areas including:\n<ul>\n \t<li>OECD Inclusive Framework\u2019s agreement on taxing the digitalized economy and a global minimum income tax, commonly referred to as Pillar Two<\/li>\n \t<li>The continued roll out of the implementation of VAT across countries in the GCC<\/li>\n \t<li>The introduction of excise tax in the GCC<\/li>\n \t<li>The implementation of Transfer Pricing (TP) documentation and Country-by-Country Reporting (CbCR) obligations for multinationals based in and\/or operating from certain GCC countries in compliance with BEPS Action 13<\/li>\n \t<li>The implementation of the Economic Substance (ES) requirements in certain GCC member countries<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d65670f elementor-widget elementor-widget-spacer\" data-id=\"d65670f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4802559\" data-id=\"4802559\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e97ce7d elementor-widget elementor-widget-spacer\" data-id=\"e97ce7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6767602 elementor-widget elementor-widget-spacer\" data-id=\"6767602\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee7a85d elementor-widget elementor-widget-spacer\" data-id=\"ee7a85d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-f4c7f8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4c7f8d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cff2ea\" data-id=\"5cff2ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4a90fe elementor-widget elementor-widget-spacer\" data-id=\"f4a90fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73e695f elementor-widget elementor-widget-lastudio-table\" data-id=\"73e695f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\"><h5>OECD Inclusive Framework reaches political agreement on taxing the digitalized economy and a global minimum corporate income tax rate. <\/h5>\nSince 2017, the 141 member countries of the Inclusive Framework have been jointly developing a \u2018two-pillar\u2019 approach to address the tax challenges arising from the digitalization of the economy. This led to the publication of two detailed \u2018Blueprints\u2019 in October 2020 on potential rules for addressing nexus and profit allocation challenges (Pillar One) and for global minimum tax rules (Pillar Two).\n<br><br>\nPillar Two introduces a minimum effective tax rate of at least 15%, calculated based on a specific rule set, and applies to groups with revenues of at least EUR 750 million (USD 887 million). We note that the statutory corporate income tax rates in a number of GCC countries are below the proposed global minimum tax rate of 15%.\n<br><br>\nThe OECD estimates that under Pillar One, taxing rights on more than USD 125 billion of profit will be reallocated to market countries each year. The global minimum Corporate Income Tax (CIT) under Pillar Two \u2013 with a minimum rate of at least 15% \u2013 is estimated to generate around USD 150 billion in additional global tax revenues annually.\n<br><br>\nCountries that do not currently levy a CIT or have effective tax rates below the proposed global minimum tax rate of 15% will have to make some key decisions to address the new rule.\n<br><br>\nAn ambitious and challenging timetable has been set with plans for both Pillar One and Pillar Two to apply from 2023.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain is closely monitoring the development around Pillar Two, as its implementation may have a significant effect on the regional tax landscape.\n<br><br>\nAlthough the details of Pillar Two are yet to be finalized, Zain is working with its advisors to understand the range of implications on the Group\u2019s business. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\"><h5>BEPS Action items<\/h5>\nThe transfer pricing documentation and Country-by-Country Reporting are gaining good momentum within the GCC region. Certain GCC countries have also implemented the Economic Substance requirements in compliance with BEPS Action 5.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-e1b108e lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain continues to employ professionals who are responsible for its tax affairs in every country in which the company operates. Zain\u2019s tax teams follow a clearly defined set of principles and behaviors, along with Zain Tax Strategy, Tax Code of Conduct and Tax Risk Management Policy, which are also aligned with Zain Group\u2019s Code of Conduct.\n<br><br>\nIn response to OECD\u2019s BEPS Action items, and the rapid changes in the tax landscape in the region, Zain continues to take the necessary steps to comply with the applicable standards in the various jurisdictions of operation. For example:\n<ul>\n<li>\nIn response to Action 13 in relation to TP documentation and CbCR, Zain developed an in-house capability through designing an affective targeted policy for compliance, specifically:\n<ul>\n\n<li>Local File (LF) and Master File (MF) have been prepared and are being updated on an annual basis.<\/li>\n<li>CbC report is prepared on an annual basis and filed with the relevant tax authorities in compliance with regulations.<\/li>\n<\/ul>\n<li>In response to the ES requirements (Action 5), Zain ensured full compliance as per the local regulations in the relevant countries. <\/li>\n<\/ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-e1b108e lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-e2c5c1e\"><td class=\"lastudio-table__cell elementor-repeater-item-ab17065 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The government of Kuwait is looking at introducing significant economic and financial reforms to improve the state\u2019s growing deficits. The introduction of valued-added tax (VAT) and excise tax form part of the initiatives being proposed by the government. This is in line with the recommendations of international bodies, such as the World Bank and the International Monetary Fund.\n<br><br>\nThe Kuwaiti government has proposed the introduction of excise tax in 2022 and VAT in 2023. It is estimated that Kuwait would be able to raise an additional tax revenue of KD 1.7 billion (approx. USD 5.6 billion) by 2025 following the introduction of the above taxes.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-ab17065 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f9e040d lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Kuwait will continue to monitor this matter and ensure full compliance in accordance with the related laws and regulations.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f9e040d lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-8fdb3e2\"><td class=\"lastudio-table__cell elementor-repeater-item-329d3ba lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\"><h5>Double Tax Treaties<\/h5>\n<ul>\n<li>The double tax treaty (DTT) between Saudi Arabia and the United Arab Emirates (UAE) entered into force on April 1, 2019 and was effectively applied from January 1, 2020. It is the first such agreement between GCC members.<\/li>\n<li>Officials from Kuwait and the UAE met on June 15, 2021, to discuss bilateral relations, including the negotiation of a tax treaty.<\/li>\n<li>The double tax treaty that was signed between the UAE and Iraq in 2017 was ratified by the UAE on April 10, 2018 and by Iraq on September 16, 2019. However, it has not entered into force as of the date of this report.<\/li>\n<li>On May 12, 2019, officials from Kuwait and Iraq signed a DTT, however, it has not been ratified as of the date of this report.<\/li>\n<\/ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-329d3ba lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-6d4b508 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain will implement the applicable provisions of the new DTT.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6d4b508 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-8892008\"><td class=\"lastudio-table__cell elementor-repeater-item-5fddec6 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">During 2021, the tax authority in Jordan imposed social contribution tax to support the budget deficit, as follows:\n<ul>\n<li>3% on taxable income of banks and electricity distribution and generation companies.<\/li>\n<li>7% on taxable income of basic materials mining companies.<\/li>\n<li>4% on taxable income of financial brokerage companies, financial companies and legal persons engaged in finance leasing activities.<\/li>\n<li>2% on taxable income of telecommunications, insurance and re-insurance companies.<\/li>\n1% on taxable income of other companies and sectors.\n<\/ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-5fddec6 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-49e4101 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Jordan has complied with the relevant changes.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-49e4101 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-b2d1298\"><td class=\"lastudio-table__cell elementor-repeater-item-e7e7168 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">During 2021, the authorities in Iraq introduced the tax reform initiative as part of The White Paper project presented by the Cabinet.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-e7e7168 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-def3691 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Iraq has been attending meetings and workshops with the Ministry of Finance (MoF) and presented its proposals to assist in the success of this tax reform initiative. Zain Iraq will continue to work with and support the MoF in its tax reform initiatives.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-def3691 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-34e5b58\"><td class=\"lastudio-table__cell elementor-repeater-item-e64c44a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The tax authorities in Sudan increased the following tax rates during fiscal years 2020 and 2021:\n<ul>\n<li>Minimum Income Tax (MIT) on gross income from 5% to 7% <\/li>\n<li>Business Profit Tax (BPT) from 15% to 30% (commercial and services activities)<\/li>\n<li>BPT from 10% to 15% (industrial sector)<\/li>\n<li>VAT from 35% to 40%<\/li>\n<li>WHT from 7% to 10%<\/li>\n<li>Personal Income Tax (PIT) new bracket was added at 20%<\/li>\n<ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-e64c44a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-eb0531e lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Sudan has complied with the new changes.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-eb0531e lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-102f6ed elementor-widget elementor-widget-spacer\" data-id=\"102f6ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-f57cb89 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f57cb89\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c6cd0f2\" data-id=\"c6cd0f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0583498 elementor-widget elementor-widget-spacer\" data-id=\"0583498\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b07133c elementor-widget elementor-widget-text-editor\" data-id=\"b07133c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #ffffff;\">Regulatory Landscape<\/span><\/h3><h4><span style=\"color: #ffffff;\">Challenge<\/span><\/h4><p>The global community and MENA region continue to face joint challenges in the regulatory field due to the COVID-19 pandemic. There are adverse economic implications such as spectrum licenses where the demand is greater than the supply in countries with limited resources; acquiring additional spectrum to accommodate the needs of new technologies and data growth; adherence to the changing policies and the establishment of new laws such as the laws to protect the personal data of customers and build cyber resilience, which is being driven by different regulatory bodies.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-679b212 elementor-widget elementor-widget-spacer\" data-id=\"679b212\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a1e44cd\" data-id=\"a1e44cd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateX_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.8,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ddd4a52 elementor-widget elementor-widget-spacer\" data-id=\"ddd4a52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd1c2da elementor-widget elementor-widget-spacer\" data-id=\"cd1c2da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd79a7 elementor-widget elementor-widget-spacer\" data-id=\"5cd79a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-6c3aeb4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c3aeb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1e32a34\" data-id=\"1e32a34\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12d0c19 elementor-widget elementor-widget-spacer\" data-id=\"12d0c19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a21207 elementor-widget elementor-widget-heading\" data-id=\"7a21207\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Bahrain<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce4ba68 elementor-widget elementor-widget-lastudio-table\" data-id=\"ce4ba68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The TRA has postponed the award of 100 MHz for mobile network operators (MNO) in the c-band until 2022. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Bahrain is prepared for engagements in the process of the frequency license award\/renewal of (100 MHz in the c-band) that is expected to take place by the TRA in 2022.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The Council of Ministers in Bahrain approved an increase in the standard rate of VAT from 5% to 10% with effect from 1 January 2022.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-4809a71 lastudio-table__body-cell\" rowspan=\"2\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Bahrain is prepared to adapt and review how the business needs to take action to ensure compliance by the effective date.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-4809a71 lastudio-table__body-cell\" rowspan=\"2\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-0350285\"><td class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Personal Data Protection Authority (PDPA) has issued eight draft Executive Orders addressing various elements of the Personal Data Protection Law. These touch on data subject rights, rules governing processing of sensitive data, etc.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a0dc0b1\" data-id=\"a0dc0b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef016bb elementor-widget elementor-widget-spacer\" data-id=\"ef016bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05d6cb5 elementor-widget elementor-widget-heading\" data-id=\"05d6cb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Saudi Arabia<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81c0544 elementor-widget elementor-widget-lastudio-table\" data-id=\"81c0544\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Communications and Information Technology Commission (CITC) plans to conduct a spectrum auction in the 450 MHz, 600MHz, 700MHz, extended 2100MHz, and 3800MHz-4000MHz during mid to end of 2022. CITC issued a public consultation in this regard, seeking feedback from the market.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain plans to acquire c-band spectrum in the auction. In addition, the company will need to plan for a financial commitment towards the acquisition.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">CITC issued licenses to Salam and Future Networks Communication (FNC). Zain is actively engaging with both mobile virtual network operators (MVNO) in preparing up-to-date agreements, technical solution costing and on matters pertaining to lawful interception. Both MVNOs expect to launch commercial services no later than Q1 2022.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Integrated Mobile Telecom Co. Ltd.  signed an agreement with Zain Saudi Arabia to benefit from Zain\u2019s leading network infrastructure in order to provide mobile telecommunications services to its customers. This occurred after Integrated Mobile Telecom obtained a MVNO license from the CITC.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-0ded331 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ded331\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-91becbf\" data-id=\"91becbf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a516ce elementor-widget elementor-widget-spacer\" data-id=\"4a516ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d74f1b8 elementor-widget elementor-widget-heading\" data-id=\"d74f1b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Iraq<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4c2330 elementor-widget elementor-widget-lastudio-table\" data-id=\"b4c2330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The Communication and Media Commission in Iraq (CMC) plans to have mobile number portability (MNP) launched in Iraq. MNP is not expected to become active before Q4 2022 due to delays in the initiation of the project.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Iraq provided extensive feedback on the MNP process in which the CMC has taken Zain\u2019s comments on board. The implementation of the MNP has moved to the end of 2022.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">CMC and National Security Agency will issue final regulations for e-SIM registration, customer electronic biometrics and signatures under the MEFS (Mobile Electronic Registration System) project, which is expected to become active by Q1 2022. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain lobbied with the CMC to implement the registration in line with best practices. The implementation process is ongoing with the CMC and National Security Agency to commence with e-SIMs initially in Baghdad as a pilot. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dce869b\" data-id=\"dce869b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dd1fe7 elementor-widget elementor-widget-spacer\" data-id=\"0dd1fe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad80fe3 elementor-widget elementor-widget-heading\" data-id=\"ad80fe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Jordan<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5db9eac elementor-widget elementor-widget-lastudio-table\" data-id=\"5db9eac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">A joint initiative involving all operators commenced to assess the feasibility of introducing electronic Know Your Customer (KYC) and end-to-end digital customer onboarding to enhance customer experience and reduce costs.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain is supporting the implementation process as e-KYC is important for Anti Money Laundering (AML) and Countering the Financing of Terrorism (CFT) requires more than just a robust electronic ID in addition to overseeing SIM card registrations amongst other services. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The Ministry of Digital Economy and Entrepreneurship (MoDEE) commenced an initiative to have the electronic transactions law (E-Transaction Law) revisited to facilitate trust and authentication services and certifications.  <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain will actively engage with the TRC as the new law aims to enhance e-commerce by clarifying the legal framework for doing business online or for developing contracts via electronic means of communication. The law also affords electronic records the same legal value as documents made in writing.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-462230e lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-268c0e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"268c0e5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-477d000\" data-id=\"477d000\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c06e33b elementor-widget elementor-widget-spacer\" data-id=\"c06e33b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0aa92bf elementor-widget elementor-widget-heading\" data-id=\"0aa92bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Kuwait<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf92401 elementor-widget elementor-widget-lastudio-table\" data-id=\"bf92401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">In April 2021, CITRA issued Resolution No. 42 of 2021 concerning Data Privacy Protection Regulations. The regulations apply to all service providers that provide communications and information technology services in Kuwait. The new regulation calls for the obtaining of consent to process personal data, identification of parties to whom data will be disclosed, and notification of data subjects should data be transferred outside Kuwait. Service providers must issue privacy notices.\n<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Kuwait continued discussion with CITRA about data, obtaining clarifications on how to process aspects of personal data. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The Central Bank of Kuwait (CBK) recently agreed to grant financial electronic licenses to organizations looking to act as financial intermediaries on financial transactions. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain Kuwait is working on complying with Central Bank\u2019s request for all operators to register in order to obtain the required license to act as intermediaries on any financial transactions. Zain Kuwait has already submitted its application for an Electronic Payment Infrastructure Provider (EPIP) license, which is expected in 2022. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c088999\" data-id=\"c088999\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a33c4a4 elementor-widget elementor-widget-spacer\" data-id=\"a33c4a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5441ef3 elementor-widget elementor-widget-heading\" data-id=\"5441ef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain Sudan<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e8e7ee elementor-widget elementor-widget-lastudio-table\" data-id=\"6e8e7ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The TPRA, supported by ITU and external consultants, issued the Strategic Market Review (SMR) report. The report highlights gaps in the telecom market in which the TPRA is conducting a public consultation and eliciting views. The regulator\u2019s final decision has not yet been finalized. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain actively engaged with the related stakeholders to provide the required response based on TPRA instructions. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">The mobile tax on telecom services as a percentage of gross revenue increased from 7% to be 10% effective from January 1, 2021. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain is challenging this position and further discussions will take place with the sovereign council.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b55a8b0 elementor-widget elementor-widget-spacer\" data-id=\"b55a8b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-76a7fc2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76a7fc2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3a24629\" data-id=\"3a24629\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae24c00 elementor-widget elementor-widget-spacer\" data-id=\"ae24c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b25145c elementor-widget elementor-widget-heading\" data-id=\"b25145c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zain South Sudan<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93ff7b8 elementor-widget elementor-widget-lastudio-table\" data-id=\"93ff7b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Digitel, the new player in South Sudan, launched commercially in July 2021 with limited coverage inside Juba.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain will continue working with its partners to introduce innovative products and services to meet the needs of the South Sudanese community, with a set plan to introduce mobile financial services, including mobile money, money transfers and internet banking.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><tr class=\"lastudio-table__body-row elementor-repeater-item-7a16852\"><td class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Under the Personal Data Protection Law, a draft Data Protection bill is under review by the South Sudanese parliament. The government requested the MNOs provide their feedback on the draft.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-6a6a00a lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain will actively engage in the public consultation request organized by the NCA to provide the proper required feedback based on the best practices. <\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-8e697c3 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf084f elementor-widget elementor-widget-spacer\" data-id=\"ecf084f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8cbf270\" data-id=\"8cbf270\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38054ad elementor-widget elementor-widget-spacer\" data-id=\"38054ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d2775b elementor-widget elementor-widget-spacer\" data-id=\"6d2775b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-7c906d1 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c906d1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57e5e2a\" data-id=\"57e5e2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8eec87e elementor-widget elementor-widget-spacer\" data-id=\"8eec87e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c02d7d0 elementor-widget elementor-widget-text-editor\" data-id=\"c02d7d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #ffffff;\">Climate Change<\/span><\/h3><h4><span style=\"color: #ffffff;\">Challenge<\/span><\/h4><p>Climate change impacts the MENA region through the rise in temperature, increase in droughts, and instances of extreme weather events. The impacts can lead to greater stress on existing tensions over resources such as food and <a href=\"https:\/\/www.unicef.org\/mena\/press-releases\/impact-climate-change-children-mena-region\" target=\"_blank\" rel=\"noopener\">water<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-427a0b5 elementor-widget elementor-widget-spacer\" data-id=\"427a0b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0027711\" data-id=\"0027711\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11d3076 elementor-widget elementor-widget-spacer\" data-id=\"11d3076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa7d7d5 elementor-widget elementor-widget-spacer\" data-id=\"aa7d7d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eed423 elementor-widget elementor-widget-spacer\" data-id=\"4eed423\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-c053a65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c053a65\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf14da5\" data-id=\"bf14da5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-526f694 elementor-widget elementor-widget-spacer\" data-id=\"526f694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35ddfe2 elementor-widget elementor-widget-lastudio-table\" data-id=\"35ddfe2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\"><ul>\n<li>The region <a href=\"https:\/\/www.unicef.org\/mena\/press-releases\/impact-climate-change-children-mena-region\">contains 11 of the 17 most water scarce countries in the world.<\/a> <\/li>\n<li><a href=\"https:\/\/www.aljazeera.com\/news\/2021\/11\/8\/climate-hotspot-what-60c-means-for-the-middle-east\">Food production is expected to suffer severely as a result with approximately one-third of the MENA region\u2019s land affected by extreme heat.<\/a><\/li>\n<li>Climate change also leads to creating a greater divide as the most vulnerable are affected by water scarcity and food insecurity in addition to the need to migrate and relocate. <\/li>\n<\/ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain continues to take a strong stance in reducing its environmental impacts across the board. It recognizes the impact on creating a new series of risks such as the rise in mean temperatures and increase in extreme weather. In addition, the company identified opportunities to become more resource efficient.\n<br><br>\nZain continues to assess its emission targets across each of its operations and further improved the reporting process to ensure the company includes Scope 3 emissions.\n<br><br>\nTo learn more, please visit the Climate Change section on the Zain Group website and the <a href=\"https:\/\/zain.com\/SR2021\/22-our-climate-action\/\">\u2018Our Climate Action\u2019<\/a> section.<\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3af365 elementor-widget elementor-widget-spacer\" data-id=\"b3af365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-fba025b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fba025b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-142d07d\" data-id=\"142d07d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-228cd10 elementor-widget elementor-widget-spacer\" data-id=\"228cd10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed25066 elementor-widget elementor-widget-text-editor\" data-id=\"ed25066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #ffffff;\">Future Workforce Development<\/span><\/h3><h4><span style=\"color: #ffffff;\">Challenge<\/span><\/h4><p>Current global trends show the workforce of the future is transitioning as more jobs are shifting to automation and the use of artificial intelligence and digital solutions are transforming businesses. <a href=\"https:\/\/www.mei.edu\/sites\/default\/files\/2021-10\/9.%20Technology%20and%20Youth%20Drive%20the%20Future%20of%20Work%20in%20MENA.pdf\" target=\"_blank\" rel=\"noopener\">According to a paper published by PwC entitled: \u201cWorkforce of the Future\u201d, the following trends are the forces that form the foundation of what businesses need to take into consideration<\/a>:<\/p><ul><li>Technological breakthroughs<\/li><li>Demographic shifts<\/li><li>Rapid urbanization<\/li><li>Shifts in global economic power<\/li><li>Resource scarcity and climate change<\/li><\/ul><p>Through the lens of these trends, the MENA region is considered high-risk as it experiences one of the highest youth bulges where governments are pressed to ensure enough jobs are created for the influx <a href=\"https:\/\/www.mei.edu\/sites\/default\/files\/2021-10\/9.%20Technology%20and%20Youth%20Drive%20the%20Future%20of%20Work%20in%20MENA.pdf\" target=\"_blank\" rel=\"noopener\">of youth<\/a>. In addition, the skills gap is considered a significant challenge, with businesses and corporations finding it difficult to recruit needed skills and talent locally.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e7cdf elementor-widget elementor-widget-spacer\" data-id=\"50e7cdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8e86597\" data-id=\"8e86597\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-276155b elementor-widget elementor-widget-spacer\" data-id=\"276155b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c82b19 elementor-widget elementor-widget-spacer\" data-id=\"4c82b19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71f537d elementor-widget elementor-widget-spacer\" data-id=\"71f537d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-c7ebadf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7ebadf\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b435fa\" data-id=\"6b435fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eefa6c elementor-widget elementor-widget-spacer\" data-id=\"9eefa6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bdc330 elementor-widget elementor-widget-lastudio-table\" data-id=\"1bdc330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n        <div class=\"lastudio-table-wrapper\">\n            <table class=\"lastudio-table\">\n                <thead class=\"lastudio-table__head\"><tr class=\"lastudio-table__head-row\"><th class=\"lastudio-table__cell elementor-repeater-item-5d7b419 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Additional Facts<\/div><\/div><\/div><\/th><th class=\"lastudio-table__cell elementor-repeater-item-e48e558 lastudio-table__head-cell\" scope=\"col\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain\u2019s Response<\/div><\/div><\/div><\/th><\/tr><\/thead>\n                <tbody class=\"lastudio-table__body\"><tr class=\"lastudio-table__body-row elementor-repeater-item-31c74b0\"><td class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\"><ul>\n<li>According to a World Economic Forum survey of employers, skills related to analytical and critical thinking, active learning, complex problem solving, and creativity will see the highest growth by <a href=\"https:\/\/www.mei.edu\/sites\/default\/files\/2021-10\/9.%20Technology%20and%20Youth%20Drive%20the%20Future%20of%20Work%20in%20MENA.pdf\">2025<\/a>. <\/li>\n<li>Youth unemployment in the MENA region stands at 31% and university graduates make up nearly 30% of the total <a href=\"https:\/\/www3.weforum.org\/docs\/WEF_EGW_FOJ_MENA.pdf\">unemployed pool<\/a>.<\/li>\n<li>It has been estimated that 41% of all work activities in Kuwait are susceptible to automation, as are 46% in Bahrain and <a href=\"https:\/\/www3.weforum.org\/docs\/WEF_EGW_FOJ_MENA.pdf\">Saudi Arabia<\/a>.  <\/li>\n<li>The slowdown in hiring within the public sector contributed to high rates of educated youth unemployment, particularly among young <a href=\"https:\/\/wol.iza.org\/articles\/public-employment-in-the-middle-east-and-north-africa\/long\">women<\/a>. <\/li>\n<\/ul><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-99026d4 lastudio-table__body-cell\"><td class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><div class=\"lastudio-table__cell-inner\"><div class=\"lastudio-table__cell-content\"><div class=\"lastudio-table__cell-text\">Zain continues to monitor its Workforce of the Future Development plan to ensure it aligns to the skill gaps, recruiting and retaining top talent. As a digital service provider, the company is highly susceptible to the automation and replacement of existing jobs and as such must ensure it continues to develop and reskill its workforce. \n\nThrough the assessment of required skills, Zain identified the following areas of expertise as essential components for its growth and continues to track the number of employees with such skills on a quarterly basis. \n<ol>\n<li>Analytics <\/li>\n<li>Digital Enablement <\/li>\n<li>Innovation & Creativity<\/li>\n<li>Leadership <\/li>\n<\/ol><\/div><\/div><\/div><\/class=\"lastudio-table__cell elementor-repeater-item-f0c5872 lastudio-table__body-cell\"><\/tr><\/tbody>\n            <\/table>\n        <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0db682 elementor-widget elementor-widget-spacer\" data-id=\"e0db682\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-de1ba22 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de1ba22\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-696e8b0\" data-id=\"696e8b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30fe387 elementor-widget elementor-widget-image\" data-id=\"30fe387\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.7,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile_extra&quot;,&quot;mobile&quot;]}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"297\" height=\"250\" src=\"https:\/\/zain.com\/SR2021\/wp-content\/uploads\/2022\/03\/15-08.png\" class=\"attachment-large size-large wp-image-2108\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-a0324ea elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a0324ea\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3a4edf5\" data-id=\"3a4edf5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e94023 elementor-widget elementor-widget-lastudio-banner\" data-id=\"6e94023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<figure class=\"lastudio-banner la-lazyload-image lastudio-effect-none image-custom-height\" data-background-image=\"https:\/\/zain.com\/SR2021\/wp-content\/uploads\/2022\/03\/14-04-300x200.jpg\"><div class=\"lastudio-banner__overlay\"><\/div><img loading=\"lazy\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" data-src=\"https:\/\/zain.com\/SR2021\/wp-content\/uploads\/2022\/03\/14-04.jpg\" alt=\"\" loading=\"lazy\" class=\"la-lazyload-image lastudio-banner__img\" width=\"2560\" height=\"1707\" srcset=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\"><figcaption class=\"lastudio-banner__content\"><div class=\"lastudio-banner__content-wrap\"><h5 class=\"lastudio-banner__title\">14 Materiality Assessment<\/h5><div class=\"lastudio-banner__subtitle\">Previous<\/div><\/div><a href=\"https:\/\/zain.com\/SR2021\/14-materiality-assessment\/\" class=\"lastudio-banner__link\"><span class=\"hidden\">14 Materiality Assessment<\/span><\/a><\/figcaption><\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d657934\" data-id=\"d657934\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-429d9ff elementor-widget elementor-widget-lastudio-banner\" data-id=\"429d9ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"lastudio-banner.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<figure class=\"lastudio-banner la-lazyload-image lastudio-effect-none image-custom-height\" data-background-image=\"https:\/\/zain.com\/SR2021\/wp-content\/uploads\/2022\/03\/16-Stakeholder-Engagement-300x203.jpg\"><div class=\"lastudio-banner__overlay\"><\/div><img loading=\"lazy\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" data-src=\"https:\/\/zain.com\/SR2021\/wp-content\/uploads\/2022\/03\/16-Stakeholder-Engagement.jpg\" alt=\"\" loading=\"lazy\" class=\"la-lazyload-image lastudio-banner__img\" width=\"2560\" height=\"1732\" srcset=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\"><figcaption class=\"lastudio-banner__content\"><div class=\"lastudio-banner__content-wrap\"><h5 class=\"lastudio-banner__title\">16 Stakeholder Engagement<\/h5><div class=\"lastudio-banner__subtitle\">next<\/div><\/div><a href=\"https:\/\/zain.com\/SR2021\/16-stakeholder-engagement\/\" class=\"lastudio-banner__link\"><span class=\"hidden\">16 Stakeholder Engagement<\/span><\/a><\/figcaption><\/figure>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>15 Our Operating Context Tax Challenge Challenge The tax landscape continues to change rapidly across the GCC and Middle East in response to Base Erosion and Profit Shifting (BEPS) actions issued by the Organization for Economic Co-operation [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"footnotes":"","_wp_rev_ctl_limit":""},"class_list":["post-2015","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/pages\/2015","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/comments?post=2015"}],"version-history":[{"count":0,"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/pages\/2015\/revisions"}],"wp:attachment":[{"href":"https:\/\/zain.com\/SR2021\/wp-json\/wp\/v2\/media?parent=2015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}